Investment bonds are offered by insurance companies and allow investors to invest in a variety of different funds. Investment bonds are generally a form of collective investment allowing the investor access to a professional fund manager and a reduced risk through a wide spread of individual holdings.

Insurance companies offer a variety of funds investing in major and more specialist markets. In more recent years we have seen the introduction of with-profit investment bonds and distribution bonds. These two types of bonds have proved extremely popular with investors as they provide a good balance between investment risk and reward.

In addition there are a number of more specialist funds allowing the investor access to a wide variety of markets and the necessary level of expertise to invest in them.